This study looks at how women choose when to start receiving their Social Security retirement benefits. The researchers looked at different options for when women could start getting these benefits, like early, normal, or delayed. They used data from the Health and Retirement Study to see when women expected to start getting benefits compared to when they actually did. The study found that women's choices didn't always match their expectations, and they suggest some recommendations for how women can make better decisions about when to start receiving their Social Security retirement benefits.