Economics, Econometrics and Finance
8 years ago

Loan Information Registration System Redefines Loan Market Efficiency and Risk Control.

The Study of Finance and Economics
The Theoretical Analysis of Loan Information Registration System and Commitment Loan System
Kong Liuiu

Paper Summary

The Loan Information Registration System is better at reducing loan risks and improving market efficiency compared to the Commitment Loan System. The key is to understand how banks change their loaning behavior.

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