Environmental Science
8 years ago

Global Mortgage Crisis Looms: China Banks Learn from US Mistakes.

Journal of Qingdao Technical College
The Study on the Risk of Mortgage Loan in China's Commercial Banks——The Lessons of the United States' Secondary Loan Crisis
Lin Xiao-ning

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The article discusses the risk of mortgage loans in China's commercial banks by studying the lessons from the United States' secondary loan crisis. The main goal is to find ways to prevent a similar crisis and improve China's housing mortgage market. The researchers analyzed subordinated bonds in the US mortgage market and compared it to China's current mortgage market. The key finding is that by learning from the US crisis, China can take steps to strengthen its mortgage loan system and avoid similar financial disasters.