Market economy relies heavily on credit, which is crucial for its functioning. Credit is not only essential but also a valuable resource for government departments, institutions, businesses, and individuals. However, there is a serious lack of credit in our country that needs urgent improvement. To address this, we must focus on establishing and expanding credit mechanisms through regulations and ideological education. Building a social credit information system, legal framework, and moral values are key steps. Additionally, enhancing enterprise management will boost their ability to fulfill commitments.