The study looked at how the demand for money in Ghana has changed over time. They used a special method to see how different factors like GDP and interest rates affect how much money people want. The results showed that GDP affects money demand in the long term, while interest rates affect it in the short term. They also found that about 18% of any changes in money demand get fixed each year. Overall, the study showed that the way people in Ghana use money has been pretty stable over the years, with no big changes happening.