Leasing can help small and medium businesses get financing when traditional loans are hard to come by. Many financial institutions are hesitant to lend to these businesses because they lack credit history or collateral. Leasing focuses on the business's ability to generate cash flow, rather than their assets. A study found that only a small percentage of SMEs use leasing, even though it could be a helpful option. Developing the leasing sector could provide more financial options for SMEs who struggle to get traditional loans.