Business, Management and Accounting
8 years ago

Financial literacy key to empowering Indian women in investment decisions.

SSRN Electronic Journal
Financial Literacy an Apparatus to Woman Empowerment
M. Joshi, Jayesh Desai, Mariyam Dawood

Paper Summary

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Financial literacy is crucial for empowering women in India. A study was conducted with 200 women to understand their involvement in investment decisions. The research found that women investors tend to be risk-averse and prefer investing in gold and post office schemes over life insurance. Lack of knowledge and interest were cited as major reasons for their limited involvement in investment decisions. Additionally, factors like education level, occupation, and income significantly influence women's participation in financial decision-making.