Business, Management and Accounting
8 years ago

Indian Pension Reforms: Individual Accounts or Collective Fund for Aging Population?

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RePEc: Research Papers in Economics
Pension Reforms in India: Myth, Reality and Policy Choices
Ramesh Gupta

Paper Summary

The Indian Government is looking at changing the pension system to help older people. They are considering whether to have individual accounts or one big fund for everyone. If individual accounts are used, there could be higher costs and risks for people. Also, there is a question about whether retirement savings should be invested in stocks and bonds.

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