Business, Management and Accounting
7 years ago

New Internet Financial Model Revolutionizes Small Business Financing in China!

Open Journal of Business and Management
Research on Financing and Decision from Micro Enterprises in China <br/>—Based on Internet Financial Model Perspective
Junlong Wang

Paper Summary

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Small and medium-sized businesses in China face challenges in getting funding, which hinders the country's innovation goals. The main reasons are information gaps, high loan costs, and credit risks. To tackle this, focusing on credit info, reducing costs, and managing risks is crucial. Internet banking offers a new, efficient way to help these businesses get the funding they need, improving the current financing situation.