Economics, Econometrics and Finance
7 years ago

Zambia's Financial System Fails Majority, Only 8% Have Bank Accounts

World Bank policy research working paper
Access To Financial Services In Zambia
Jose de Luna Martinez

Paper Summary

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The banking system in Zambia is small and underdeveloped, with limited access to credit for most people. Only large corporations and a few small businesses can get loans. Fewer than 8% of adults have a bank account. Foreign banks haven't introduced many new services. The paper looks at why Zambia's banking system hasn't grown much and suggests ways to improve access to finance in the country.