The article discusses how UK bank failure resolution policy has changed since the 2008 financial crisis. It looks at how troubled banks like Northern Rock, Alliance and Leicester, HBOS, and Bradford and Bingley were dealt with. The authorities shifted from individual rescues to system-wide solutions to prevent a collapse. Despite efforts to stabilize the financial system, lending did not increase as expected. Additional bailout packages were introduced, but the main goals of financial stability and increased lending were not fully achieved. This led to potential further government involvement in bank ownership.