Economics, Econometrics and Finance
7 years ago

New study reveals key factors determining default risk for mortgage lenders.

SSRN Electronic Journal
Default Risk of Mortgage Credits for Lenders
Sebastian Opitz

Paper Summary

The article investigates how house prices and default rates are related to predict the risk of mortgage loans for lenders. By studying data from 1985 to 2015, the researchers found that factors like new housing starts and mortgage loan-to-price ratios can help measure the risk of mortgage defaults.

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