Small businesses in Libya face challenges in getting funding for their growth. A study looked at how small business owners in Libya get money to start and expand their businesses. They found that owners mostly use their own savings, help from family and friends, and trade credit to start their businesses. When they want to grow, they look for external funding, but face difficulties like lack of financial skills, cultural factors, and limited sources of funding. The study suggests that small business owners and policymakers should work together to solve these problems and make it easier for small businesses to get the money they need to grow.