Business, Management and Accounting
6 years ago

Psychometrics revolutionize finance, bringing loans to those in need worldwide.

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Disruptive Finance : Using Psychometrics to Overcome Collateral Constraints in Ethiopia
Aly Salman Alibhai, Niklas Buehren, Rachel Dawn Coleman, Markus Goldstein, Francesco Strobbe

Paper Summary

The article discusses how using psychometrics in finance can help overcome collateral constraints in Ethiopia and other countries in Africa. By using technology to assess creditworthiness, fintech companies can make financial systems more efficient. The story shows both successes and challenges in using psychometrics and fintech for development. This approach can help provide finance to those who need it most worldwide.

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