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Debtor Savings Key to Success in Chapter 13 Bankruptcy Plans!

SSRN Electronic Journal
Savings—the Missing Element in Chapter 13 Bankruptcy Cases?
David R. Jones

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This paper looks at how having savings affects the success of chapter 13 bankruptcy plans. It also explores how lawyers, debtors, and judges influence the use of savings in these cases. By studying chapter 13 bankruptcy cases in Texas, the analysis shows that having savings helps chapter 13 plans succeed. However, the opinions of lawyers, trustees, and judges can impact how successful these plans are.