Economics, Econometrics and Finance
6 years ago

New approach in India's life insurance industry prevents underinsurance risks

International Journal of Management Studies
An Analysis on Various approaches used for Determining the Life Insurance cover for Policyholders in Life Insurance Industry in India
E. Jeevitha, Michael David Premkumar

Paper Summary

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The article analyzes different ways to figure out how much life insurance someone needs in India. They looked at five methods using a sample person's information. After comparing the results, they recommend using the Human Life Value approach to make sure people have the right amount of coverage.