Social Sciences
5 years ago

Bank Sultra's Profitability Impacted by Key Financial Ratios, Study Finds.

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PENGARUH CAPITAL ADEQUACY RATIO (CAR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), NON PERFORMING LOAN(NPL), NET INTEREST MARGIN (NIM) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) BANK SULTRA
Ainul Hasyim, Ibnu Hajar, La Utu, Sujono Sujono

Paper Summary

The study looked at how different factors like Capital Adequacy Ratio, Operational Income Operating Expense, Non Performing Loan, Net Interest Margin, and Loan to Deposit Ratio affect the Return on Asset of Bank Sultra. They analyzed data from 2006 to 2015 and found that all these factors together have a significant impact on ROA. Specifically, Capital Adequacy Ratio has a positive effect, Operational Cost of Operating Income has a negative effect, Non Performing Loan has a positive but not significant effect, Net Interest Margin has no significant effect, and Loan to Deposit Ratio has a negative but not significant effect on ROA.