Insurance fraud is a growing problem that needs to be stopped. To effectively prevent it, simply increasing investigations and punishments isn't enough. The focus should be on finding and removing the root causes of fraud. By getting rid of factors that encourage fraud, we can reduce the likelihood of it happening. Strengthening penalties and making it harder for fraudsters to profit are also important. It's crucial to increase the chances of catching fraudsters early on and to crack down on behaviors that lead to fraud. Additionally, measures should be taken to prevent the release of insurance products that are likely to be used for fraud.