The study looked at how different risks affect the profitability of national private banks that are publicly traded. They analyzed liquidity risk, credit risk, market risk, and operational risk on the banks' return on assets. The research found that all these risks together have a significant impact on profitability. Liquidity risk, credit risk, and market risk had a positive but not significant effect on profitability, while operational risk had a positive and significant impact. However, some specific measures of these risks had a negative influence on profitability. Operational risk, measured by BOPO, was found to have the most dominant influence on return on assets.