The article explores how climate change affects farmers in Nepal's Koshi River Basin. By surveying farmers at different altitudes, the study looks at how floods and droughts impact water use, disaster resilience, and livelihoods. Factors like education, income, and gender influence how well households can cope with disasters and improve their lives. The research suggests that education, gender equality, and better rural infrastructure are key to helping farmers adapt to climate change and improve their livelihoods.