The goal of the article was to evaluate how efficient non-life insurance companies in India are at underwriting policies. The researchers used DEA models to analyze data from 19 insurance companies over five years. They found that the underwriting efficiency of these companies decreased from 2011-2015 but slightly improved in 2016. Some companies were found to be operating at their most productive scale, while others faced challenges in underwriting. This study provides valuable insights for insurance companies to improve their underwriting practices.