Economics, Econometrics and Finance
5 years ago

Mortgage lending regulations fail to meet housing needs of low-income families.

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International Journal of Economics and Financial Issues
Socio-economic Aspects of Mortgage Lending for Housing Construction in Tatarstan
Anna Romanova, Albina Nazipovna Afanasyeva, Almaz Safiullovich Mavlyautdinov, Regina Ramilevna Mukharramova, Tatyana Shindina

Paper Summary

The article discusses the challenges in regulating mortgage lending for housing construction in Tatarstan. The goal is to make mortgages accessible for middle-income households. The current system needs to be transparent and market-based. However, the existing regulations do not fully address the housing needs of low-income individuals.

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