The article compares two theories about how people make decisions when faced with risks. It shows that in real life, people don't always make decisions based on maximizing profit and avoiding risk, as traditional economic theories suggest. The researchers used both existing research and a survey to study how individuals choose between risky options. The findings reveal that when people make decisions under risk, they tend to follow prospect theory rather than expected utility theory. This means that in situations where there is uncertainty and risk involved, it is more accurate to use prospect theory to understand how people make decisions.