Subprime mortgage securitization exposed: predatory practices and market breakdown.
The article explains how subprime mortgage loans were bundled together and sold as investments, leading to financial problems. It discusses the difficulties in getting accurate information about these investments and how some borrowers and lenders took advantage of the system. The researchers look at how these investments were rated and monitored by agencies. The study focuses on a specific mortgage pool from 2006 to illustrate these issues.