Social Sciences
4 years ago

China's Reverse Mortgage Progress Stalled: Key Reasons Uncovered

Analysis of the Reasons for the Slow Progress of Reverse Mortgage
Bo Fu, Dong Deng-xin

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Reverse mortgages are loans that allow elderly people to use their homes as collateral for financial support. In China, the progress of reverse mortgages has been slow due to various reasons. By comparing the global market with China's situation, it was found that policy systems, demand, and supply factors are hindering the development of reverse mortgages in China.