Financial inclusion and migrant remittances in sub-Saharan Africa are connected. By studying data from various countries in the region, researchers found that when financial services are more accessible, more money is sent back by migrants. This means that governments should focus on making financial services available to everyone to boost economic growth. The study also suggests that improving financial services can help develop the financial sector without harming migrant remittances. This research is the first to create a financial inclusion index to explore this relationship in sub-Saharan Africa.