The article explores how money supply in Russia is influenced by changes in monetary rules. Researchers studied data from 2010-2018 to see if money supply is naturally generated within the economy. They found that both banks and the Central Bank of Russia play a role in adjusting money supply to meet demand. In recent years, commercial banks have become more active in lending, leading to increased money supply. This shows that money creation in Russia is becoming more influenced by market competition and bank decisions.