The article discusses how to improve the credit system for small agribusiness by working with microfinance organizations. It looks at ways to make lending more effective for small farmers, based on practices from other countries. The researchers found that partnering with microfinance organizations can help banks support small agribusinesses better. They also developed a model for commercial banks to make decisions about lending to agricultural businesses. Overall, the article suggests ways to enhance financial support for small agribusiness through collaboration between banks and microfinance institutions.