Financial education can help improve people's knowledge and skills about money, which can lead to better access to financial services offered by big tech companies like Apple and Amazon. However, the effectiveness of financial education programs depends on how they are designed and who they target. If not done properly, increased access to credit through big techs could lead to financial stability risks. It is important to have a good regulatory framework in place to manage these risks. Further research is needed to understand the impact of financial education on big tech financial services and to address potential risks to financial stability.