The study aimed to figure out what factors affect how much money people in Malaysia want to hold. They looked at things like inflation, interest rates, new financial ideas, and the country's economic growth from 1970 to 2018. The results showed that when new financial ideas come up, people want more money in the short term. But when the economy grows, they want less money. Also, when the exchange rate goes up, people want more money in the long term. Overall, when the economy grows, people tend to hold less money in Malaysia.