The study looked at how bank regulations affect the level of nonperforming loans in commercial banks in Nakuru County, Kenya. They found that capital adequacy and liquidity management didn't have a significant impact on nonperforming loans, but asset quality and management efficiency did. The researchers also discovered that macroeconomic factors can influence the relationship between bank regulations and nonperforming loans. The study suggests that the Central Bank of Kenya should monitor banks closely to ensure they follow regulations and maintain good asset quality to prevent an increase in nonperforming loans.