The article discusses different currency systems and their impact on society's goals of stability and fair wealth distribution. It looks at historical developments and the Islamic perspective on currency. Existing systems like fiat, banking, and cryptocurrency are found to not align with these goals. The study suggests autonomous central banking, using seigniorage for community welfare, and developing asset-backed currencies. It also recommends multiple international reserve currencies and collaboration between professionals and Sharīʿah scholars to design a currency system compatible with Islamic finance principles. The study warns against adopting cryptocurrency without real asset backing.