Gender influences time perception more than life expectancy in psychological discount rates.
The study found that people tend to value their time less as they look further into the future. This was determined through experiments comparing how individuals perceive the worth of their time. The shape of these subjective discount rates can be described by two factors: how much they value time in the moment, and how quickly that value decreases over time. Gender was found to strongly influence this trend, while life expectancy did not. The study also suggests that risk aversion and time preference are separate concepts, but in practice, they seem to influence each other.