Business, Management and Accounting
4 years ago

Chinese SMEs Struggle for Credit Access in State-Owned Banking System

SSRN Electronic Journal
The Structure of Chinese Banking System and Credit Access Problems for SMEs
Rubens Pauluzzo, Enrico Geretto

Paper Summary

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The article discusses the structure of Chinese banks and the challenges faced by small and medium businesses in getting loans. State-owned companies have a big influence, making it hard for SMEs to access credit. Recent changes have helped, but more updates are needed for better bank-SME relationships.