Economics, Econometrics and Finance
4 years ago

Home-equity insurance could end exclusionary zoning and boost housing equity.

Urban Studies
An Economic History of Zoning and a Cure for its Exclusionary Effects
William A. Fischel

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The article explains how zoning laws in the US were originally created to protect homeowners from industrial and apartment developments that could lower property values. As transportation improved, suburbs implemented growth controls to maintain property values. The researchers suggest exploring home-equity insurance as an alternative to exclusionary zoning to reduce its negative effects.