Basel II is a set of rules that could change how banks are regulated and managed globally. A survey found that over 90 countries plan to follow Basel II, but many supervisors will need more training. Implementing Basel II could cause disagreements between countries on how to regulate banks with operations in multiple places. This could create risks for economies, especially in emerging markets where banking practices are different. Rushing into Basel II could harm how loans are given out and affect the economy. The rules of Basel II also don't match how some countries lend money.