Corporate directors can be held liable for negligence towards creditors to prevent misuse of power and compensate for damages. This is important because directors often prioritize their own interests over those of the company's creditors. Even in small companies where directors are also shareholders, liability is necessary to protect creditors. The goal is to deter improper behavior and make sure the company is compensated for any harm caused. Some argue that market forces will ensure directors meet their duty of care efficiently.