The article discusses new ideas for a farm-income safety net program that could help many types of farmers. Two main proposals are income-stabilization accounts and whole-farm revenue insurance. Income-stabilization accounts may not always work well if farmers don't have enough money saved up. Whole-farm revenue insurance could be a better option because it doesn't rely on farmers saving money. However, it might be tricky to make sure the insurance plan covers all the factors that affect farmers' income.