Immigrants who work in the U.S. under Social Security get higher benefits than U.S. born, even with the same earnings. This is because the benefit formula favors those with low lifetime earnings and treats years spent outside the U.S. as zero income. Immigrants with high earnings benefit the most from this. If earnings were only averaged for years in the U.S., immigrants would get the same benefits as U.S. born with the same earnings. Income and wealth are unevenly distributed among immigrants compared to U.S. born. Adjusting benefits for immigrants born from 1932-1941 could save billions. Despite getting a better deal, most immigrants in this group will pay more in taxes than they receive in benefits.