Economics, Econometrics and Finance
4 years ago

Low health insurance coverage in India leads to inequity and risk.

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RePEc: Research Papers in Economics
Adverse Selection and Private Health Insurance Coverage in India A Rational Behaviour Model of Insurance Agents under Asymmetric Information
Sukumar Vellakkal

Paper Summary

This article looks at why many people in India don't have health insurance. It talks about how insurance agents decide whether to sell health insurance or other types of insurance. The study shows that because of how insurance agents work, there is not enough health insurance for people who need it. This can lead to unfairness in who gets health insurance.

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