The article looks at what factors influence how much money emerging market countries save. They studied data from 34 countries between 1990 and 2002. They found that when countries have a lot of debt, they tend to save more money, but only up to a point. When oil prices go up, countries that export oil save more money. Countries also save more money when their economy is doing well and when they have help from the IMF. Having a strong democracy and fair government can reduce the need for saving money. But if the government faces too many restrictions, they tend to save less money.