The article discusses the challenges faced by agricultural businesses in Ukraine when it comes to getting loans. The researchers looked at how the size of the business affects its financial efficiency and the sources of funding it uses. They found that high interest rates make it hard for agricultural businesses to borrow money from banks. They suggest that working with international financial organizations could help improve access to credit. Overall, Ukrainian agricultural businesses have opportunities to get loans, but they need to improve their financial stability and efficiency to attract more investment.