This paper looks at how the movement of money affects the job market and competition among businesses. The researchers found that when companies have some control over prices, changes in the amount of money available can have a big impact on the economy. They also discovered that how much people value free time versus spending money can change how money moving in and out of a country affects people's well-being. If people care a lot about having free time, then changes in money flow might not affect how much they work. But if people care more about spending money, then even a small increase in money coming in could make some people worse off.