The article explores how government policies on retirement savings can affect people's decisions to work. It suggests that individuals who don't save enough for retirement may not fully understand how these policies impact their income. This lack of understanding could lead to higher costs for savings-promotion policies. Surprisingly, some policies that increase savings may actually increase labor supply, not decrease it. This means that policies aimed at boosting savings could be more beneficial than previously thought. The article calls for more research to better understand how people's savings behavior and work decisions are connected.