The article explores what factors affect the risk of running out of money in banks in Bangladesh. They looked at data from 23 banks between 2005 and 2018. Big banks tend to have less risk of running out of money. Inflation makes the risk lower, but GDP and loans make it higher. Giving out more loans can make banks more money, but it can also make them run out of money. It's important for banks to think about these factors to avoid having a money crisis in the future.