Agriculture is crucial for our survival, especially in India where it is a major part of the economy. Farmers play a key role in economic development by providing food and raw materials for industries. However, many farmers struggle due to low productivity and financial difficulties. The government and financial institutions are working to improve the livelihood of farmers through agricultural financing. Despite efforts, many farmers still rely on informal loans, with most of the debt being used for personal expenses rather than productive purposes. Various financial initiatives are being implemented to support the agriculture sector and address the challenges it faces.