The study looked at how the amount of money banks are required to have affects their performance in Nigeria. They found that the minimum capital requirement has a significant impact on the net interest income of banks, but not on their profit before tax. This means that increasing the minimum capital requirement can help improve the financial performance of banks, which in turn can lead to economic growth. It is important for banks to improve the quality of their assets and reduce the ratio of bad loans to total loans to perform better and reduce the risk of bad debts.