The article discusses how microfinance institutions in Bangladesh have been competing fiercely, leading to multiple borrowing sources and market saturation in lending. Policy concerns include the need for more microenterprise loans and the risk of diminishing returns due to credit expansion without technological advancements. Different-sized MFIs operate in Bangladesh, with the need for policies to protect smaller ones. Regulated MFIs play a crucial role in promoting inclusive growth through rural financial markets. Microfinance services have helped reduce poverty, support microenterprises, and create jobs. Future growth must address the country's challenges of becoming a middle-income nation and ending poverty.