A new tax system is proposed that eliminates tax laws, tax departments, and tax enforcement agencies. This system combines all taxes into a single tax called TOP Tax, integrated into the banking system. This change aims to simplify taxes for all citizens, reducing the complexity of tax structures and eliminating the need for accounting, auditing, and tax returns. The new system is expected to generate 20-30% more revenue than the current system, without any tax collection costs for governments or compliance costs for individuals.