China is worried about its U.S. Dollar reserves because of low returns on investments. The current reserve system involves China lending to the U.S. at low interest rates. A two-currency system could be even more unstable. U.S. policymakers are realizing that the current system is not in their national interest. China and others are suggesting reforms to the international monetary system. The future could see the U.S. Dollar decline as the Reserve Currency, the Euro gaining strength, the Renminbi becoming a Reserve Currency, and the IMF's Special Drawing Rights being the Super-Sovereign Reserve Currency. Lessons from the Asian Financial Crisis in 1997 show the impact of currency devaluations and stock market crashes in Asia.